Instant Online
Short term loans
Our short term loan application process is quick and easy. We have various application routes.
Need hELP?
Quick & Easy Loans
Up to R5 000 Cash deposited into your bank account.
Easy & Convenient loans from R500 to R5000
Denderol Pty Ltd trading as Loans R Us is based on friendships, understanding, compassion, mutual trust and most importantly sharing. These principles coupled with our core values, form the foundation of our organisational culture.
Loans R Us in Registered Credit Provider NCRCP19962
How It Works
Choose one of the options below to apply
OPTION 1
Click on the Short term Loan Application above
- Give us your details
- Attach a copy of your Passport or ID
- Attach a copy of latest payslip
- Attach a copy of latest 3 months bank statements
- We will process your application and if successful, payout to your bank account within 24hrs
- The Loan repayment will be deducted from your account on your next payday by debit order
OPTION 2
Send a Whatsapp with pictures of
- A copy of your Passport or ID
- A copy of latest payslip
- A copy of latest 3 months bank statements
- We will process your application and if successful, payout to your bank account within 24hrs
- The Loan repayment will be deducted from your account on your next payday by debit order
Fast & Easy Process
01.
02.
Provide Your Documents
03.
Approve Your Contract
04.
Cash in your account.
MAXIMUM ANNUAL PERCENTAGE RATE
Our maximum annual percentage rate is 38%.
REPAYMENT DAYS:
We offer repayment periods up to 30 days.
COLLECTION
All payments are done via debit order.
RENEWALS
When you renewal a loan, it will be seen as a new loan and therefore the same interest and rates will apply as for the new loans.
NON-PAYMENT
Non-payment of your account will result in a R50 service fee and 5% interest added every month. If you fail to make payment for two months, your account will be handed over to an external debt collection company.
Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.
NATIONAL CREDIT REGULATOR
We are a registered as credit provider with National Credit Regulator (NCR). The repayments on our Short term loans are in line with NCR guidelines. Please refer to the example below:
| LOAN AMOUNT | Initiation fee | Service fee | Interest | TERMS | TOTAL REPAYMENT |
|---|---|---|---|---|---|
| R 500.00 | R 75.00 | R 108.00 | R 25.00 | 30 Days | R 708.00 |
| R 1000.00 | R 150.00 | R 108.00 | R 50.00 | 30 Days | R 1308.00 |
| R 2000.00 | R 265.00 | R 108.00 | R 100.00 | 30 Days | R 2473.00 |
| R 3000.00 | R 365.00 | R 108.00 | R150.00 | 30 Days | R 3623.00 |
